Ag Lending Group + Good Agriculture Partnership Announcement: Helping Farmers and Ranchers Stay Financially Ready
Farmers and ranchers already have enough on their plates. Between running operations and daily tasks, keeping financial records updated gets pushed to the side—until a lender, grant, or opportunity needs them.
That’s why Ag Lending Group and Good Agriculture have partnered to help producers keep their finances organized and financial reports current, so they’re ready when it’s time to apply for financing, purchase land, refinance, or invest in the future of their operations.
Good Agriculture keeps producers’ bookkeeping organized, helps them understand cash flow, and prepares financial reports. Ag Lending Group helps farmers and ranchers secure financing options when they’re ready to buy land, refinance, or invest in their operation.
Together, we help farmers and ranchers understand what their numbers are saying—and turn that into financing opportunities.
The Reality: Good Operations Don't Always Have Good Financials
Many farms and ranches are excellent operators in the field but struggle to maintain the financial reporting systems that tell the complete story of their business.
Outdated or incomplete financial statements that don’t reflect asset values can lead to missed financing opportunities, delays in underwriting and higher borrowing costs than necessary.
The reality is simple: lenders can only underwrite what they can see. A strong operation with weak financial reporting often receives the same treatment as a weak operation.
Good Bookkeeping Matters More Than Ever
The quality of your financial information directly impacts the financing options available to you. Whether you’re applying for a land loan, refinancing, an operating line of credit, equipment financing, or capital improvements—your financial records matter.
The difference between an approval and a decline, or between average terms and great terms, often comes down to how clearly the financial picture is presented.
A Better Approach
Through this partnership, producers can get the support they need without having to do everything themselves.
Instead of spending weeks gathering information when a financing opportunity arises, producers can have access to current balance sheets, profit and loss statements, cash flow projections, historical performance data along with customized reports for farms that need more insight to their numbers.
In other words, they’ll know where their farm stands financially—before we ask.
Two Experts, One Goal: Your Farm's Financial Success
This partnership is creating a stronger financial foundation for the entire operation. Good Agriculture helps farmers understand what the numbers are telling them. Ag Lending Group helps translate those numbers into financing opportunities.
Together, we help answer questions like:
- Am I positioned to acquire additional land?
- How much debt can the operation realistically support?
- Is now the right time to refinance?
- What financing structures are available?
- How will lenders view my operation?
These are strategic questions that require accurate financial information to answer.
What This Looks Like in Practice
For producers like Chris Bailey, working with Ag Lending Group has meant more than simply securing financing—it means having a strategic partner who understands the complexity of agricultural operations and how to structure debt for long-term success. Chris came to us looking to exit his relationship with his local bank, where his real estate, operating debt, and equipment financing had become tied together through cross-collateralization. At Ag Lending Group, we believe the strongest financing strategy is to keep land, operating lines, and equipment financing separate whenever possible, providing producers with greater flexibility, negotiating power, and financial stability. That’s exactly what we helped Chris accomplish.
His situation involved four entities—including an estate—a level of complexity that many lenders are hesitant to take on. We worked through each piece of the transaction, restructured his financing, and helped position his operation for future growth. Even after closing, Chris continued working with our team to keep his finances organized and lender-ready for future opportunities.
Here’s what Chris had to say about his experience with Ag Lending Group:
“Working with Ag Lending Group has been a very positive experience. Most of the banks are like pulling teeth—these guys make it enjoyable. Madison is very capable, professional, and awesome to work with. Our situation was very complicated with four entities, one being an estate, and she handled it with ease. I would recommend them to anybody.”
— Chris Bailey, Ag Lending Group & Good Agriculture Client
As Chris’s operation continued to grow, Ag Lending Group introduced him to Good Agriculture to understand how his business was doing throughout the year, not only around tax time. Through our bookkeeping service, we keep his books up to date, show him which parts of his operation are the most profitable, what his cash flow will look like over the next 12 months, with the option to meet regularly to talk through the financial reports. Instead of keeping the numbers in his head, Chris has a clearer picture of how his farm is standing financially and can make decisions with confidence while staying ready for future financing opportunities.
Looking Ahead
Great financing starts with good information. The better you understand your numbers, the easier it is to make decisions, plan ahead, and take advantage of opportunities when they come along.
By combining Good Agriculture’s bookkeeping and financial management support with Ag Lending Group’s financing experience, we’re helping farmers stay organized, informed and keep their financials lender-ready.
Because the best time to prepare for financing is before you need it.
About Ag Lending Group
Ag Lending Group specializes in agricultural financing for farmers and ranchers across a wide range of needs—land purchases, refinancing, operating lines of credit, equipment financing, and more. With hands-on experience navigating complex agricultural transactions, including multi-entity structures and estate situations, ALG provides the kind of personalized, knowledgeable service that makes the financing process approachable and straightforward. Learn more at aglendinggroup.com.
About Good Agriculture
At Good Agriculture, farmers are at the heart of everything we do. We are an agriculture finance technology company based in Atlanta, Georgia, that helps farmers and ranchers handle the business side of farming—bookkeeping, taxes, finding funding, and financial reporting—so they can focus on running sustainable businesses and feeding their communities. Farmers across the country rely on us to show where their money is going, the cash they have on hand, and how their farm is doing financially. Learn more: goodagriculture.com.
